Transforming African Commerce

Small and medium enterprises (SMEs) form the backbone of African economies, yet many struggle with expensive payment processing, limited access to capital, and complex financial management. FlowAfric is changing this narrative by providing merchants with powerful, affordable tools to grow their businesses.

The Merchant Challenge

African merchants face unique challenges:

High payment processing fees (often 3-5% per transaction)
Limited payment options for customers
Cash-heavy economies creating security risks
Difficulty accessing business loans and credit
Complex financial record-keeping

FlowAfric's Merchant Solutions

1. Ultra-Low Processing Fees

At just 1%, FlowAfric offers the most competitive merchant fees in Africa. This means more money stays in merchants' pockets, allowing them to reinvest in their businesses and offer competitive prices to customers.

2. Multiple Payment Options

FlowAfric enables merchants to accept payments via:

Naira wallets (instant settlement)
Cryptocurrency (BTC, USDT)
Bank transfers
P2P balance transfers

3. FlowHub Marketplace Integration

Merchants can list their products on FlowHub, accessing thousands of potential customers across Africa. The optional escrow service (1% fee) builds trust with customers, leading to higher conversion rates.

4. Real-Time Analytics

FlowAfric provides merchants with detailed insights into their sales, customer behavior, and financial performance, enabling data-driven business decisions.

Success Stories

"Since integrating FlowAfric, our online sales have increased by 200%. The low fees and multiple payment options make it easy for customers to buy from us." - Chioma, Electronics Retailer in Lagos

"FlowAfric's escrow service has eliminated payment disputes with international customers. Our export business has never been stronger." - Ahmed, Textile Manufacturer in Kano

The Developer Advantage

For tech-savvy merchants and developers, FlowAfric's API offers seamless integration into existing websites and applications. This means merchants can start accepting FlowAfric payments without overhauling their entire e-commerce setup.

Looking Forward

FlowAfric is committed to continuous innovation for merchants. Upcoming features include:

Merchant credit and lending services
Advanced inventory management tools
Customer relationship management features
Multi-currency support for international sales

By empowering merchants with the tools they need to succeed, FlowAfric is not just building a payment platform—it's fostering economic growth across Africa, one transaction at a time.

How FlowAfric Empowers Merchants